You've thought about retirement for years. But now that it's approaching, you still have a lot of questions. A lot of them hinge on healthcare â€" and the prospect of having to part with an employer plan. And for those already on Medicare, too many wonder if they're getting the best deal out of the government-sponsored coverage they invested so much in over their career.
Whether you're enrolling in Medicare for the first time, shopping for a better deal or trying to improve your coverage or benefits, it can all be a bit overwhelming. Luckily, a free resource called Chapter will search every single Medicare option nationwide to match you with the right fit for your needs. It saves people an average $750 a year, plus it will help you find more benefits for less money.
Use This Service To Find the Right Medicare Plan for You
For most people who are turning 65 or retiring, enrolling in Medicare starts with a local broker. Unfortunately, those brokers usually only source from a fraction of the available plans in your area. They're also often unable to search for all the benefits offered by these plans. That means you might not be getting the right plan for your needs.
Chapter offers the same service your local broker does, but what makes Chapter different is that their team of licensed advisors sources from every available plan nationwide to match you with the right one. The average person has upwards of 50 plans available in their area, so it should come as no surprise that the majority of plans have different benefits, drug costs, and of course, come with different price tags. Chapter's free plan-finder consultation with a licensed Medicare expert saves older Americans an average of $750 a year. Chapter helps by finding plans with better benefits or by finding lower-priced versions of lookalike plans. If you're already on Medicare, you could get your current or similar coverage for hundreds of dollars less by simply using this tool.
Here's how it works:
Answer a few simple questions on Chapter's website, including whether this is your first time enrolling, and some basic information about yourself, like your name and age, and Chapter will build a shortlist of recommendations for you. And don't worry â€" the company won't sell your responses to spammers.
Even easier? You can call 251-220-0839 to talk it over with an expert, who can walk you through the whole process. Whether you're pretty much certain about a plan, stalled at a sticking point or haven't even started searching, they'll help. Chapter's service is free, and its advisors' compensation doesn't vary based on the specific plan you choose.
Let Chapter Walk You Through the Process
When it comes to Medicare, wrapping your head around what you're signing up for is the tough part. It can drive months of procrastination and possibly even cause you to miss a key enrollment period. About 700,000 people are hit with late enrollment fees every year for failing to enroll in Medicare on time, according to 2019 figures from the Centers for Medicare and Medicaid Services.
Luckily, Chapter Medicare will walk you through the whole process. Not familiar with all the insurance terms that thicken Medicare's alphabet soup? Want to understand the difference between Original Medicare, Medicare Advantage and Medigap? Not sure how your prescription drugs will be impacted? Let Chapter help.
It takes just a few minutes to enter your information and get started. Chapter will take into consideration factors like your lifestyle, health and finances, then search every available plan to match you with the right fit for you â€" at the most cost-effective price.
Even better? Each year, Chapter's team helps you re-confirm or improve your coverage to make sure you're always getting the right plan for you. So whether you're shopping for a new plan or enrolling for the first time, get started here to see how much you could save, or call 251-220-0839 to talk it over with an expert.
This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.
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